Venmo to PayPal Transfers: Tips and Tricks for Seamless Transactions

4 min readJul 10, 2024

In today’s fast-paced digital world, the ability to transfer money between different payment platforms is a necessity. Two of the most popular platforms, Venmo and PayPal, are widely used for personal and business transactions. However, many users wonder, “Can you transfer money from Venmo to PayPal?” This blog will provide comprehensive insights and practical tips on how to facilitate a seamless transfer from Venmo to PayPal, even without a bank account. We’ll explore various methods and answer common questions to ensure a smooth experience.

Can You Transfer Money From Venmo to PayPal?

The straightforward answer is no, there is no direct method to transfer money from Venmo to PayPal. However, there are workarounds that can help you achieve this indirectly. Understanding these methods can save you time and hassle, especially if you frequently use both platforms.

Methods to Transfer Venmo to PayPal

1. Using a Linked Bank Account

One of the most common ways to transfer money from Venmo to PayPal is by using a linked bank account. Here’s a step-by-step guide:

Transfer from Venmo to Bank Account:
Open the Venmo app.
Navigate to the “Transfer to Bank” option.
Enter the amount you wish to transfer.
Select the linked bank account and confirm the transfer.
Transfer from Bank Account to PayPal:
Open the PayPal app or website.
Go to “Add Funds” or “Transfer Money” option.
Select the linked bank account.
Enter the amount to transfer and confirm the transaction.

While this method involves extra steps, it is a reliable way to move your money between Venmo and PayPal.

2. Using a PayPal Debit Card

If you have a PayPal Debit Card, you can link it to your Venmo account as a bank account. Here’s how:

Link PayPal Debit Card to Venmo:
Open the Venmo app.
Go to “Settings” > “Payment Methods” > “Add a Bank or Card” > “Bank”.
Enter the routing and account numbers of your PayPal Debit Card.
Transfer Money:
Once the PayPal Debit Card is linked, you can transfer money from Venmo to this card.
The funds will be available in your PayPal account.

3. Using a Prepaid Debit Card

You can use a prepaid debit card that works with both Venmo and PayPal. Here’s how to do it:

Add Prepaid Card to Venmo:
Open Venmo and go to “Settings”.
Add the prepaid card as a payment method.
Add Prepaid Card to PayPal:
Open PayPal and navigate to “Wallet”.
Add the same prepaid card as a funding source.
Transfer Funds:
Transfer money from Venmo to the prepaid card.
The same card can then be used to transfer funds to your PayPal account.

4. Peer-to-Peer Transfer

Another way to move money between Venmo and PayPal is by using two accounts (one Venmo and one PayPal) with different individuals. Here’s how:

Send Money on Venmo:
Use Venmo to send money to a trusted friend or family member.
Receive Money on PayPal:
Have the friend or family member send the equivalent amount to your PayPal account.

This method requires trust and coordination but can be effective for immediate transfers.

Tips for Seamless Transfers

Verify Accounts: Ensure both your Venmo and PayPal accounts are verified to avoid any transfer limits or delays.
Check Fees: Be aware of any transfer fees that might apply, especially when using cards or instant transfer options.
Timing: Standard bank transfers can take 1–3 business days. Plan your transfers accordingly to avoid inconvenience.
Security: Always use secure connections and avoid public Wi-Fi when making financial transactions.

FAQs

Can I Transfer Money From Venmo to PayPal Without a Bank Account?

Yes, you can use a PayPal Debit Card or a prepaid debit card that works with both platforms to transfer money without a traditional bank account.

Is There a Direct Way to Transfer Venmo to PayPal?

Currently, there is no direct way to transfer money from Venmo to PayPal. You must use intermediary steps involving a bank account, debit card, or prepaid card.

Are There Any Fees for Transferring Money?

Fees can apply depending on the transfer method. Instant transfers to a linked debit card may incur a fee on both Venmo and PayPal.

How Long Do Transfers Take?

Standard transfers to a linked bank account can take 1–3 business days, while instant transfers to a debit card are usually immediate but may incur fees.

Conclusion

Transferring money from Venmo to PayPal requires a few extra steps, but it is certainly possible with the right approach. Whether you use a linked bank account, PayPal Debit Card, prepaid card, or peer-to-peer transfers, understanding these methods can help you navigate the process smoothly. Always stay aware of potential fees and transfer times to ensure a seamless transaction experience.